# Risk Acknowledgement * Any ROI/APY shown is indicative and based on realised past results and backtesting. * The indicative ROI/APY is not guaranteed as is subject to market risk. * Donations and vault participation isn't not risk-free, and negative returns are possible. * By using the Plutus dApp, the user acknowledges the associated risks. * Plutus is not an investment fund. ## Plutus Vaults Disclaimer {% embed url="" %} plsASSETS & assets deposited into the Plutus vaults are not insured or guaranteed and may lose value. Yield and rewards shown are estimates and are not guaranteed. Returns depend on external protocols, market conditions, smartcontract performance, and other factors outside the control of Plutus. Using the Plutus vaults involves risk, including loss of principal, impermanent loss, smartcontract vulnerabilities, counter party risk, leverage exposure, oracle failures and market volatility. By interacting with the Plutus vaults, users acknowledge that they understand these risks and accept full responsibility for their decisions. Plutus does not provide investment, legal, financial, tax, or accounting advice. Nothing on this site should be considered a solicitation or recommendation to buy, sell, or hold any asset or participate in any protocol. Users are responsible for understanding and complying with local laws and regulations. Access may be restricted in certain jurisdictions. Plutus.fi is a dAPP provided “as is” without warranties of any kind. No developer, contributor, or community member is liable for losses arising from using the protocol, including but not limited to exploits, market losses, or thirdparty integrations. By engaging with the Plutus vaults, you confirm that you are not in a restricted jurisdiction and that you fully understand and accept the risks of interacting with the Plutus vaults. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.plutus.fi/risk-acknowledgement.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.